Our story

Guardcover is a leading brand of specialist insurance, focussed on fulfilling the insurance needs of cyclists, musicians, photographers, golfers, property owners and pet owners since 1998.

Existing policy holders

Existing policy holders can login and access their Guardcover and Unoccupied Property documents here. If you haven’t already got an account with us, then you can register for one here.

Our products

In an increasingly connected world there are more opportunities than ever to share, engage and indulge in our interests. Whether it's entering triathlons, playing gigs, owning a property portfolio, or on a golf or photography holiday - you can do more than ever. The more fulfilling and rewarding our interests become, the more expensive it tends to be to keep up.

The Guardcover range from Thistle Insurance Services is here to help provide the insurance you need for the things you're serious about.

Empty room with window and photo frame

Unoccupied Property

Whether you’re a solicitor or direct customer, Guardcover caters for most types of unoccupied property insurance – from residential homes, commercial properties and more.

Golf swing


Whether you’re playing in the UK or venturing overseas, Golfshield can help to provide the cover you need for your golf equipment, leaving you to concentrate on your game.

Photo taken in low light


Aiming to give amateur and professional photographers the confidence and reassurance your kit is protected, whether it’s a high end SLR or small professional studio, we can help.

Guitarist in field at sunset


Whether you play in a band, orchestra or DJ on the weekends, musicGuard understands that people who love music need a policy that is as serious about music as they are.

Wide lense shot of Mountain cyclist


Whatever your reason is to turn to cycling, cycleGuard can help provide you with the protection you need to ensure your future in the saddle isn’t put at risk.

Dog and Cat


Providing cover that gives you peace of mind your pet is covered for the unexpected – whether you’re a lifelong owner, care for working dogs or have just welcomed a new cat or dog into your home